My 2 rental properties put my debt to income at 45% using the rule that only 75% of the rental income is counted as income. And from what a mortgage broker told me, i have no options and cannot get a mortgage until i reach 29% debt to income reguardless on my excellent credit. is that true? any way around this like creating an LLC(whole other conversation, right?) Cant sell the properties nowadays and dont wanna live in an apartment any longer. HELP!
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